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What we do...

• Savings & Investments
• Retirement Planning
• Wealth Preservation
• Tax Planning
• Mortgage & Loans
• Financial Protection
• IHT/Equity Release
• Will Writing Service

Financial Protection

Protecting what’s important to you

Most of us make sure that we insure our house and contents for loss or damage, but only 1 in 20 UK adults die whilst they have little or no cover to protect the remaining financial dependents. It is of little or no surprise that so few of us have sufficient life insurance with the many different types of plans available on the market.

Do You Know the Difference Between:

Decreasing, Convertible, Renewable, Reviewable, Whole of Life, ASU, MPI, Level, Critical Illness, Permanent Health Insurance, Private Medical Insurance, and Business Protection?

The list of plans and options would seem daunting to the man in the street, which is why you should seek professional independent advice when choosing which type or types of protection will suit your own or family needs.

Life assurance or protection plans can be used in ways other than to protect your family financially or repay the mortgage in the event of death. They can be used to either cover or mitigate Inheritance Tax, or to retain the wealth within a deceased’s estate. They can also be used to protect businesses against the loss of a key individual, and individuals against the loss of an income due to accident, sickness or redundancy.

Protecting the financial security of yourself or family is the most important factor when considering any form of financial advice, which is why you should speak to one of our experienced independent financial advisers to receive a financial protection health check.